Franchise Equipment Dealers
Designed for Franchise Equipment Dealers with less than 25% of their revenue exposures from short-term rental operations.
Product Offering
- General Liability – Up to $1M/$2M
- Business Auto – Up to $1M/$1M
- Umbrella/Excess – $5M Maximum
- Crime & Fidelity
- EPLI
Ineligible
- Sales of used standalone equipment
- Rental of safety equipment
- Used equipment wholesalers
- Service or repair of safety equipment
- Risks who have any exposure to equipment rental operators
- Insureds offering for-hire transportation services
- Coverage for recreational vehicles such as ATV’s, snowmobiles,
motor homes, amphibious vehicles - Excluded States: Alaska, Hawaii, Louisiana, Missouri
Target Classes
- Construction Equipment
- Forklifts
- Lift Trucks
- Agricultural Equipment
- Forestry Equipment
- Material Handling Equipment
- Rack, Shelving and Storage Equipment
- Conveyors
- Warehouse Equipment
- Miscellaneous Equipment
Value-Add Solutions
- Cyber Suite Coverage
- A package of comprehensive coverages that help businesses respond to a full range of cyber incidents, including data compromise, cyber extortion, identity theft, misdirected payment fraud and computer attacks
- SafetyNow® Workplace Training Program
- Admitted in all states except umbrella in NY
Underwriting Teams
SVP, Programs and Binding
VP, Underwriting
