Former Ascot Re CEO Joins Coaction Board of Directors
Learn more by reading the press release here.

Business Insurance

Commercial Property Insurance

Designed to address the unique and challenging needs facing occupancy owners today.

Commercial Property Insurance

Insurance Overview

Why Commercial Property Insurance?

From vacant buildings to shopping centers, commercial properties face a variety of risks, so having the right property insurance is a must. With over 50 years of underwriting experience, our underwriters are committed to finding practical and creative solutions to address your catastrophic and non-catastrophic property risks.

Who We Insure and Availability

Coaction insures a broad range of occupancies, including:

  • Hotels / Motels
  • Condominiums / Apartments
  • Offices
  • Real Estate
  • Wholesale / Distribution
  • Manufacturing
  • Restaurants
  • Vacant Properties
  • Wildfire Exposures
  • Unprotected Properties

Not Within Appetite
Dealer’s Open Lots, Stock Throughput, Monoline BI, Recyclers, Builder’s Risk, Foundries, Pharma, Grain Risks, Growing Crops, Petro Chemical, Ocean/Inland Marine, Power Generation

Commercial Property Coverage Highlights

Coaction’s commercial property insurance is specifically designed to address the catastrophic and non-catastrophic risks facing many occupancies today.

  • $25 million in capacity for optimal risks
  • $2.5-$5M working line capacity, including critical CAT (Florida wind, California earthquake)
  • (Excellent), Financial Size Category X
  • TIV’s less than $1B
  • Full limits, first loss, quota share, buffer / excess
  • ISO and related forms for most offerings
  • $20,000 minimum premium
  • $25,000 minimum premium California earthquake and Florida wind
  • $5,000 minimum AOP deductible

Our property coverage is available in all 50 states and Washington D.C. through selected wholesale brokers.

Claims Management

At Coaction, we strive to provide an exceptional claims-handling experience to our clients. Our average claim adjuster has over 15 years of experience and are strategically aligned with our underwriting verticals to provide our insureds and claimants a specialized claims encounter.

  • Expert claims team known for its quality, commitment, and integrity
  • Engage with specialized investigative and litigation experts
  • Industry-leading loss control services

The Coaction Advantage

Coaction delivers comprehensive insurance solutions through a unique approach that combines three defining attributes for business success.


Underwriting Expertise

based on our collective years in the insurance industry.


Modern Insurance Products

customized for today’s most complex business demands.


Technology Support

through streamlined tools that put our partners and customers in control.

Our Expertise

Headed by Senior Vice Presidents Bill Steinberg and Stephen Nadeau, our commercial property team consists of a seasoned group of underwriting specialists who have extensive experience dealing with the catastrophic and non-catastrophic risks challenging occupancy owners today. With a reputation for superior service, all claims are handled by a dedicated team of in-house property specialists backed by years of industry expertise.

Bill Steinberg

Bill Steinberg

SVP, Property

Meet Bill
Stephen Nadeau

Stephen Nadeau

SVP, Property

Meet Stephen