Errors & Omissions
Coaction® insures a broad range of service providers and professionals in both the technology and non‐technology industry groups through its robust E&O program. This program is serviced exclusively through our wholesale partners and features a modular form that can be tailored to specific risks with the ultimate flexibility in underwriting.
Product Offerings
- $5,000,000 per claim/ $5,000,000 aggregate in available limits
- Primary modular policy for Misc. E&O/Tech E&O/Cyber/Media
- General Liability available for select risks
- Follow form Excess available
- Full prior acts coverage available for select risks
- Claims made and reported form with Duty to Defend
- Independent Contractors included in definition of insured
- Worldwide Coverage available
- Softened hammer clause of 75/25 in favor of the insured
- 60 days notice after policy expiration period to report claims
Miscellaneous E&O
- Accountants
- Administrative Support Services
- Advertising Agencies
- Arborist
- Association/Membership Services
- Auctioneering
- Background Check Services
- Billing Services
- Bookkeepers
- Business Support Services
- CAD Services
- Claims Adjusters
- Collection Agencies
- Concierge Services
- Construction Managers (Agency)
- Consultants
- Couriers/Messengers
- Court Reporters
- Education Advisors
- Technology E&O
- Application Service Providers
- Cloud Provider
- Computer/Technology Consulting
- Custom Software Development
- Data Storage
- Disaster Recovery
- Document Management
- Electronic Data Processing
- Enterprise Resource Planning
- Equipment Evaluation/Selection
- Graphic Design
- Hardware Evaluation/ Install/Maintenance/ Repair
- Management Systems Consulting
- Network Administration
- Network Analysis/ Design/Engineering
- Outsourcing Development/Design
- Quality Assurance Consulting
- Record Management Retrieval
- Software as a Service
- Software Design
- Support Services
- System Administration
- System Integration
- Telecommunications Consulting
- Website Design
- Website Development
- Website Programming
- Website Technical Consulting
- Employment/Recruiting
- Energy Consultants
- Event Planners
- Environmental Consulting
- Expert Witness
- Financial Consultants
- Grant Administration
- Graphic Designers
- Inspection Services
- Interior Designer
- Interpreters & Translators
- Janitorial Services
- Landscape Architects
- Lobbyists
- Mailing Services
- Market Research Firms
- Management Services
- Notaries
- Paralegals
- Pet Groomer/Sitters/Walker
- Photographers
- Printing Services
- Process Servers
- Project Managers
- Property Managers
- Property Preservation Services
- Real Estate Agents/Brokers
- Referral Services
- Registered Agent
- Staffing and PEO Services
- Talent Agents
- Tax Preparers
- Testing Services
- Third Party Administrator
- Training Services
- Transcription Services
- Travel Services
- Trustees
- Tutors
Target Sector
- Accountants
- Adjusters
- Administrative Services
- Billing Services
- Consultants
- Education/Training
- Employment/Staffing Services
- Marketing/Creatives
- Printers
- Property Management
- Real Estate
- Technology Services
- Testing Services
- Trustees
Technology E&O
- Application Service Providers
- Cloud Provider
- Computer/Technology Consulting
- Custom Software Development
- Data Storage
- Disaster Recovery
- Document Management
- Electronic Data Processing
- Enterprise Resource Planning
- Equipment Evaluation/Selection
- Graphic Design
- Hardware Evaluation/ Install/Maintenance/ Repair
- Management Systems Consulting
- Network Administration
- Network Analysis/ Design/Engineering
- Outsourcing Development/Design
- Quality Assurance Consulting
- Record Management Retrieval
- Software as a Service
- Software Design
- Support Services
- System Administration
- System Integration
- Telecommunications Consulting
- Website Design
- Website Development
- Website Programming
- Website Technical Consulting
Beyond Coverage: Benefits
- Dedicated In-House Professional Lines Claims Handling: Licensed attorneys with deep industry knowledge ensure efficient, fair, and responsive claim resolutions
- Policyholder access to Coaction SafetyNow portal: free publications, sample safety programs, training material and risk management tools
- 24/7 Access to a Cyber Breach Coach: Expert guidance to navigate cyber incidents, minimize impact, and coordinate response efforts, ensuring swift and effective resolution
NOT WITHIN APPETITE
- Cannabis
- Cryptocurrency
- Home Inspectors
- Lawyers
- Security Guards
- Title/Escrow Agents
- Transportation