Business Overview

Multi-line and Binding Authority

Designed to provide comprehensive all lines offerings for the unique and challenging needs of a variety of industries.

Multi-line and Binding Authority

Insurance Overview

Why Multi-line Insurance?

Providing multiple lines of insurance to empower insureds with a comprehensive insurance program that allows them to focus on their business, and have peace of mind that their insurance meets their unique coverage needs. With decades of underwriting experience, and a customized suite of specialty coverage products, we are committed to providing differentiated solutions to address your unique business needs. Line of business offerings include:

  • General Liability
  • Excess Liability
  • Property
  • Auto Liability and Physical Damage
  • Inland Marine
  • Workers Compensation
  • Crime
  • Marine Package including MGL, P&I, Hull, and MEL
  • USL&H
  • Limited Pollution
  • Limited Professional Liability

Who We Insure and Availability

Coaction insures a broad range of business including:

  • Oil & Gas Contractors
  • Fuel Distribution
  • Commercial Marine
  • Marine Construction
  • Franchise Equipment Dealers
  • Parking Facilities
  • Pest Control Contractors
  • NYC Habitational Real Estate
  • Upstream Energy
  • Solar Energy Contractors

Commercial Multi-line Coverage Highlights

  • Up to $10M in Excess Liability (for exposures outside of NYC)
  • A- (Excellent), Financial Size Category X
  • ISO and related forms for most offerings
  • National capability with non-admitted offerings in all 50 states

The Coaction Advantage

Coaction delivers comprehensive insurance solutions through a unique approach that combines three defining attributes for business success.


Underwriting Expertise

based on our collective years in the insurance industry.


Modern Insurance Products

customized for today’s most complex business demands.


Technology Support

through streamlined tools that put our partners and customers in control.

Our Expertise

Headed by Senior Vice President Erin Cullen our multi-line team consists of a seasoned group of underwriting specialists who have extensive experience dealing with complex casualty exposures. With a reputation for superior service, General Liability, Marine, and Property claims are handled by a dedicated team of in-house casualty specialists backed by years of industry expertise. Auto and Workers’ Compensation claims are overseen by a team of claims specialists in partnership with strategic expert TPAs.

Erin's Quote

“We’re dedicated to providing innovative and comprehensive risk solutions specially made to address the complex needs for each of our client’s unique business challenges.”

Erin Cullen

Erin Cullen

SVP, Primary Casualty

Meet Erin